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850.478.5972

Auto Insurance

Good Drivers are Responsible Drivers.

Having proper Auto Insurance ensures your independence behind the wheel. From accidents and injuries to hit-and-runs and theft, it’s important to keep your car insured so you’re prepared when accidents do happen.

At All Risk Insurance, we combine premium Auto Insurance with personalized service to give you the best coverage possible. Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs – for peace-of-mind driving assurance. We have the competetive advantage because of our customizable products.

We have the latest technology for insurance, our Comparative Auto Rater that rates multiple companies for the best coverage for the lowest price.

Not only do we have the latest technology in insurance, but our customer service is outstanding. We conduct our customer reviews process at renewel and our experienced customer service staff reviews every policy at renewal for the lowest price. We also conduct semi-annual reviews to make sure you are getting the lowest price possible.

Because of our quality service team, we also have monthly billing updates with multiple payment options and discounts. Some of those discounts include:

  • Safe Driver Discount
  • Paperless discount - payperless billing
  • Homeowners Discount
  • Student Driver Discount - Away At School discount
  • Good Student Discount
  • Accredited Safe Driving Courses Discount



As your trusted source for car insurance, All Risk Insurance offers a variety of coverage and additional protection options, such as:

  • Liability Coverage
  • Accident Forgiveness
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance - basic plus packages
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Rental Coverage
  • Knockout coverage
  • Gap coverage
  • Snapshot coverage
  • Personal Injury Protection (PIP)
  • Medical Payments Coverage
  • Classic cars, custom cars, antique auto

Why Auto Insurance?

If you’re involved in an accident without car insurance, you’re looking at high out-of-pocket costs, injury liability – even serious legal issues.

Keeping your vehicle insured is simply the responsible thing to do, and it’s an essential financial decision that you can’t drive without. Auto Insurance helps to reduce or cover property damage costs, replacement parts for your car as the result of an accident, medical expenses from injuries, road-side assistance, and much more. Since policies vary with protection options, it’s important to talk to a specialist at All Risk Insurance to create a policy that insures your needs.

We provide car insurance to drivers near Pensacola, Gulf Breeze , Milton, Pace, Cantonment, and Perdido Key.

Our Auto Insurance Coverage Options Include:

Our Locations

All Risk Insurance- Pensacola

1913 E Olive Rd
Pensacola, Fl 32514
Main office: 850-478-5972
Fax: 850-934-3399

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

All Risk Insurance- Milton

4887 Glover Ln
Milton, Fl 32570
Main office: 850-623-8912
Fax: 850-623-4393

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 PM - 5:00 PM
Sat: By Appointment
Sun: Closed

All Risk Insurance- Fort Walton

165A Brooks St SE
Fort Walton Beach, FL 32548
Main office: 850-243-8831
Fax: 850-243-5177

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: Closed
Sun: Closed

All Risk Insurance- Gulf Breeze

79 Baybridge Dr
Gulf Breeze, Fl 32561
Main office: 850-932-3141
Fax: 850-934-3399

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
- Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
- Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
- Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
- Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
- Susan T.